Financial Independence on a Freelance Income: What FIRE Looks Like Without an Employer
How the core principles of financial independence translate for freelancers, and the specific ways income volatility and healthcare change the plan.
Retirement & Investing
Roth vs. Traditional: Which Retirement Contributions Make Sense With Variable Income
Why the traditional-versus-Roth decision can have a different answer in a lean year than in a strong one for freelancers with variable income.
How Much Should Freelancers Save for Retirement? A Practical Framework
A practical framework for figuring out how much of your freelance income to save for retirement, and which accounts to prioritize.
SEP-IRA vs Solo 401(k): Which Retirement Plan Is Right for Freelancers?
A side-by-side comparison of SEP-IRAs and Solo 401(k)s to help freelancers choose the retirement account that fits their income and goals.
Retirement Savings Options for Freelancers and Self-Employed Workers
Without an employer-sponsored 401(k), building retirement savings as a freelancer or gig worker requires a more deliberate approach. Fortunately, self-employed workers have access to several tax-advantaged retirement accounts, each with different contribution limits and administrative requirements. This guide breaks down the main options so you can choose the one that fits your income and business … Read more